Exceptions: Circumstances not covered by the LTD Plan
You would not be covered by the LTD Plan if you were disabled
· Intentionally self-inflicted injury or attempted suicide.
· War or acts of war.
How long you can receive long-term benefits
While you are disabled, LTD payments will continue:
· Until you reach age 65, if your disability began before
· For five years or until you reach age 70 (whichever
occurs first), if your disability started after age 60. (In no
event will you receive less than one year of benefit.)
· For one year, if you become disabled after age 70.
Two exceptions will change how long you receive payments. Your
LTD benefit will stop after 24 months of LTD payments:
· If after that time you can return to an occupation for
which you are reasonably qualified by education, experience or
training, even if it is not your current job.
· For a disability attributed to a mental or nervous condition,
including alcohol and drug dependence.
If you have exhausted your LTD benefits because of the two exceptions
listed above, you have to periodically submit to Digital evidence
of disability so that company-sponsored benefits, with the exception
of SAVE and ESPP, can be continued as if you were collecting Digital's
If you're receiving long-term If you're receiving long-term disability
benefits from Digital, the status of disability most of your benefits
continues as if you were working:
· Any payroll deductions you make for your (and your dependents')
medical, dental, optional and dependent life insurance plans are
waived; Digital pays the full cost of their coverage for you.
· You cannot switch medical plans.
· Sick days do not accrue.
· If you remain disabled for more than two years and are
eligible for Social Security benefits, you may be eligible for
Medicare regardless of your age.
For more detailed information, see page 3.53.
· To learn how long-term disability affects your enrollment
in the Employee Stock Purchase Plan, contact Investor Services.
(See page R.1.)
· If you were a member of the SAVE Plan, you can't continue
contributing to the plan through weekly payroll deductions. The
savings you have accrued to this point are yours and will be made
available when you are at least age 591/2. If you want to get
your money sooner, or if you have any questions about the SAVE
Plan, contact the Plan Administrator at the address listed on
· At age 65, you're eligible for 65% of the Basic Life
Insurance or Optional Life Insurance Plan coverage you had before
your 65th birthday. At age 70, you're eligible for 65% of the
amount you carried before your 70th birthday.
· Vacation days are earned up to the maximum allowed for
your length of service, but may not be taken until you return
to work. If you die, earned vacation pay goes into your estate.
· Your Pension Plan service and benefits continue to accrue
according to your base rate of pay before you became disabled.
Again, you cannot take advantage of any new benefit plans that
become available, or make any change to your plans (such as adding
dependent coverage except for a newborn child), until you return
to work full-time. Also, you won't receive any salary increases
because Digital grants such increases only for performance on